Saturday, September 14, 2013

How much money should I save up before moving out?

How much money should I save up before moving out?
I work at Lucky's and I make about $8 - 9 an hour and I plan to rent a 1 bedroom apartment in Santa Rosa for about $800 - 900 a month. How much should I save up?
Renting & Real Estate - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
you can't afford to move there. there are about 250 work hours in a month. if you're getting 8.50 an hour, your monthly gross is only 2125. you can't afford to pay more than 1/3rd of that for rent, preferably 1/4th. lower your sights. *** answer -- six months' rent. it is going to cost you 3 to 4 month's rent just to get into a place and make the required utility deposits.
2 :
Well, you should save up at least $2,500 before moving out, to be on the conservative side. Most apartment required a security deposit that is at least one month rent, plus you need to pay the rent in advance so that is two months of rents there. In addition, you need to save some more money for the utilities (electric, gas, and water (if not included in rent) and furniture. Furthermore, you need to make sure that your monthly income is enough to support the monthly rent, plus your living expenses. For example, if you currently live at home with parents, you probably don't need to pay for grocery, but when you are out on your own, you need to feed yourself, too. Thus, I suggest that you made a detail list of monthly expenses before you consider moving out.



Saturday, September 7, 2013

Think you're paying at the pump?

Think you're paying at the pump?
This chart is from CNN's website. Gas prices around the world (in US dollars per gallon). Pretty astonishing collection of data: Gasoline prices in the United States, which have recently hit record highs, are actually much lower than in many countries. Drivers in some European cities, like Amsterdam and Oslo, are paying nearly 3 times more than those in the U.S. The main factor in price disparities between countries is government policy, according to AirInc, a company that tracks the cost of living in various places around the world. Many European nations tax gasoline heavily, with taxes making up as much as 75 percent of the cost of a gallon of gasoline, said a spokesperson for AirInc. Netherlands Amsterdam $6.48 Norway Oslo $6.27 Italy Milan $5.96 Denmark Copenhagen $5.93 Belgium Brussels $5.91 Sweden Stockholm $5.80 United Kingdom London $5.79 Germany Frankfurt $5.57 France Paris $5.54 Portugal Lisbon $5.35 Hungary Budapest $4.94 Luxembourg $4.82 Croatia Zagreb $4.81 Ireland Dublin $4.78 Switzerland Geneva $4.74 Spain Madrid $4.55 Japan Tokyo $4.24 Czech Republic Prague $4.19 Romania Bucharest $4.09 Andorra $4.08 Estonia Tallinn $3.62 Bulgaria Sofia $3.52 Brazil Brasilia $3.12 Cuba Havana $3.03 Taiwan Taipei $2.84 Lebanon Beirut $2.63 South Africa Johannesburg $2.62 Nicaragua Managua $2.61 Panama Panama City $2.19 Russia Moscow $2.10 Puerto Rico San Juan $1.74 Saudi Arabia Riyadh $0.91 Kuwait Kuwait City $0.78 Egypt Cairo $0.65 Nigeria Lagos $0.38 Venezuela Caracas $0.12 In a few Latin America and Middle-East nations, such as Venezuela and Saudi Arabia, oil is produced by a government-owned company and local gasoline prices are kept low as a benefit to the nation's citizens, he said. All prices updated March, 2005. Source: CNN http://money.cnn.com/pf/features/lists/global_gasprices/
Politics - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
The wacko european countries end up forcing people to take public transportation and make everyone lived in crowed, rat-raced cities because the governments keep the price of gasoline so high. And, it destroys the economies of small towns by making it hard for people to travel.
2 :
Yes...we are paying at the pumps. We have the ability to produce our own oil, but for some reason there are people in congress who won't let us get it (I'm looking in the Democrats direction).
3 :
Man has the intelligence and mechanical technology and capabilities to invent (and it has been invented) vehicles that burn on natural solar energy, and the reason this hasn't been brought to fruition is because there is no money to be made and money is the reason we stay trapped in using gas for our cars.
4 :
Right, but almost all these countries have comprehensive public transportation systems which are inexpensive and run frequently and reliably. The cities are also constructed much more closely together and in smaller areas, unlike the US, which makes walking and biking much more feasible. A few decades ago, GM illegally purchased all the mass transit systems in the US and systematically shut them down so that people would be forced to buy their cars. That's when our real problems started! GM was slapped with an anti-trust lawsuit but the people responsible were only charged a few dollars each; the entire corporation was fined $1,000.
5 :
FWIW, US gas prices have not yet hit a higher record then that from the early 70's, in inflation-adjusted dollars.
6 :
Dude, what's you question?
7 :
The people in Venezuela got it made!



Sunday, September 1, 2013

Cruise question? When you go on a cruise, what do you do at the ports if you don't do an excursion?

Cruise question? When you go on a cruise, what do you do at the ports if you don't do an excursion?
My fiance and I are going on our first cruise in August with Royal Caribbean and we are stopping in San Juan, Labadee, and Phillipsburg. We don't want to spend too much money on excursions but the website makes it look like it's $50 just to sit on the beach!! If all we want to do one day is relax, swim in the ocean, and walk around, is that ok? We did book one excursion jet skiing and we might do snorkeling as well. Any suggestions on excursions that you liked?? Sorry, this is long I know. Any info you can give on cruising in general would be great!
Cruise Travel - 8 Answers
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1 :
Visit www.yellowmarine.webs.com
2 :
Of course you can walk around! I haven't been on a cruise to Phillipsburg, but I've been to San Juan and Labadee. I walked around in old San Juan and in Labadee I hung out at the beach all day! =)
3 :
When you stop you can do whatever you want as long as you are back in time for departure. When I went on a cruise we did one excursion and then the other stops we walked around and went shopping, swam in the ocean, sat on the beach, went to a restaurant, and took a crazy taxi ride. At one of the beaches there was a place where you could rent out kayaks, jet skiis, and you could go on inflatable climbing walls that were about thirty feet from shore. That was really fun. At one stop there was this amazing outdoor mall that we stopped at and another popular activity among kids and teens is to get their hair braided in tiny braids or cornrows. I would suggest maybe one or two excursions and then use the rest of the shore time to explore the area yourselves. -Cruises are amazing. There is so much food to eat and all of it is all you can eat. At dinner be adventurous and try things you normally wouldn't, because if you don't like it you can just order something else afterwards. -Don't worry about bringing towels, the ship will hvae plenty and you can take some with you when you go ashore. -You will get an iterary everyday, look at it and note the things that you want to do. -If you want to go to the spa or salon, book an appointment early as it will fill up fast. Have fun!
4 :
San Juan you can do on your own, depending on what you want to do. Old SJ is interesting, and you can easily walk up to El Morro. Walk back down and take the free trolley to OSJ. Labadee is the cruise line's "private island", so you can hang out at the beach there for free. You wouldn't be doing any true excursions, although they call ziplining, etc. excursions, as you have to pay extra for them. In StM, you can get a cab [of course, this will cost some money!] and go to one of the beaches and just hang out. A relatively quiet and out-of-the-way one is the one near the butterfly farm [can't remember the name off the top of my head!]. There's a beach bar/restaurant there and they rent chairs and umbrellas, but it's not at all busy or crowded, especially if you go "first thing". Arrange for the cabbie to come back for you at a particular time - pay him when you get back to the ship for both rides. You can walk around Phillipsburg for free, of course. Go to CruiseCritic.com, click on "Boards", then go to "Ports of Call" and find these ports for more advice from experienced cruisers. Of course, you can also just stay on the ship and enjoy the "emptiness" of the ship. The spa will have special deals on port days. The casino and bars probably won't be open. If you do go out on your own, you must make sure that you get back to ship on time, because it won't wait for you if you're late unless you are on one of the ship's excursions.
5 :
YES!, that's OK. I cruise Royal Caribbean regularly and can tell you what to do that's not gonna cost you. Whenever you get to any port with any cruise line its your choice as to whether you get off the ship or not. So first is you can stay aboard and lounge around the pools and hot tub. Those things, along with eating places, will be open. The pool bars and a couple others will also be open and some of the on-board activities will be available, like the mini-golf, basketball court, the gym, and a few others depending upon which ship. When you get to Labadee its not gonna cost you anything to do the beach and swim all day. Its not gonna cost a thing unless you want to buy drinks or souvenirs. That is Royal Caribbean's private island stop and you can get off the ship and back on any time you want and you will be right at the beach; bring your own snorkel stuff if you have it. The island (actually a peninsula) is huge with several beaches and there will be plenty of free beach chairs and lots of shade as well as sunny areas. The ship will bring food ashore and serve lunch starting about 11:30ish. The lunch will be a buffet with burgers, dogs, chicken and maybe some ribs, plus salads, deserts, and punch, all free. The island has a market area where you can buy souvenirs and they have the jet ski and other tours available that you have to pay for. When you get to San Juan you would need a taxi or tour to get to a beach. The two main attractions in San Juan other than beach are the Rain Forest; a tour is required, or a taxi, since it's about an hour from the port. You can walk to the Old San Juan, the other attraction, if you ship docks in town (last time there we docked right by the city but there is another dock which is further away.) You can walk through the old city and also walk up to the National Park Service fort, San Cristobal, and El Morro. There is an entrance fee for the fort but you don't need a tour to get there. This web site will give you some guidance for San Juan: http://www.gotopuertorico.com/puerto-rico-old-san-juan.php. In Phillipsburg you will dock very near town. A $4. water taxi will get you from the pier to town and there is a small beach right there. If you want more exclusive and private beaches you'll need a taxi. You can browse the town for a while and then go back to ship and enjoy the quiet as most people will be gone all day long. This link has information about St Maarten and its beaches if that's what you want to do: http://www.st-maarten-info.com/St-Maarten-Beaches/OrientBay.html HERE ARE SOME CRUISING TIPS: The dress on ship is casual all day until 6:00PM, so take: -swim wear (at least 2), shorts, tank tops and "T's", sandals, beach shoes, your snorkel equipment if you have it, sun glasses and sun screen, lotions, a cap or big hat for the sun, -a book if you are a reader, your music player, -your camera and extra batteries, -sneakers and clothes to workout in if you like to use the gym, good walking shoes, and -other personal toiletries including tooth paste, mouth wash or lotions. Your cabin will have towels and soap provided, including pool and beach towels, and a hair dryer. It will also have a generic hair shampoo so you do not need to bring that unless you like a specific brand. After 6:00 PM they request that you wear "sports or resort casual" attire. That's attire that you would expect a person to wear in a business office, (like a bank employee), shirt with a collar, slacks, skirt, blouse, etc. You can still wear shorts and swim wear in the pools and spas but not in public areas like dining rooms and restaurants, show rooms, bars, casino, etc. Don't over pack , take clothes that you can mix and match tops and bottoms and plan to wear each piece twice. Since you are going to the Caribbean you will likely be in shorts and/or swim wear most of every day so evening clothes don't usually get much wear. Your cruise will have two formal nights when you can wear your best stuff and get pictures taken, and maybe meet the ship’s Captain. The formal nights are REQUESTED not required attire. You will not be denied entry to the main dining room if you decide not to dress up, as long as you are at least sports casual. But most people do dress up. A gown or party dress for women and a suit or tux for men. Some people dress up both formal nights, some don't. We always take the formal stuff off after dinner and a photo or two and go back to casual stuff. - Its best to pack using soft-sided luggage because with space limited in your cabin it fits under the beds better if its not hard sided luggage. Pack using the vacuum clothing bags (about $20 for 3 at Target) so that you can get more in your bag AND so that if the TSA at the airport opens your bag they can see what's inside without rummaging through your things. -Take a small carry-on bag for the last night of the cruise. On the last evening you will be required to put
6 :
Well you can just go around the island and do whatever until time to leave.
7 :
You can do whatever you'd like. You can stay on the ship, you can walk around the port city, or you can take an excursion. I would suggest that you do not take the ship's excursions. As soon as you get off the ship, there will be loads of cabs with drivers that are tourist guides. They have a great deal of knowledge. They will take you where you want to go, and they cost much cheaper. They will also take you to a beach. There is no reason for an excursion in Puerto Rico. All of old San Juan is 1 square mile. San Juan has free trolleys that run throughout the city up until 7PM. In Labadee, You'll be on a beach, and most everything is free. I took a tour of St. Martin. It was inexpensive, and we got to see the French and Dutch side, with many stops. You could visit the butterfly farm or the botanical gardens. Whatever you do, you should have a wonderful time. I just came back from a Royal Caribbean cruise.
8 :
You can walk view the sites in the cities there is heaps to do even though you don't have a tour. You can stay on board and have the pools or spas to your self. as everyone hops of at ports.



Wednesday, August 28, 2013

Advice on on a new highschool graduate moving to Puerto Rico?

Advice on on a new highschool graduate moving to Puerto Rico?
I am recently graduated from high school and am planning on moving to Puerto Rico. Without having started my college plans yet, (I plan to eventually attend school in San Juan)I am concerned with finding a job and being able to afford to reside there. I have no family there, and only a little money saved. But I do speak Spanish at a intermediate level. Lastly, I am flexible with my standard of living and willing to work very hard. Is there any advice to make the relocation easier and for me to be able to live there? Thanks.
Puerto Rico - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Hello. I am not going to lie to you & tell you it will be easy because it wont be. But I think it might be a good experience for you. Being young with no family to take care of makes it a good time to try something new. Its good that you speak some spanish because you will need it. Most colleges teach classes in spanish. If your spanish isnt good enough for that, then you should look into InterAmerican University, they have classes taught in english. College is cheaper in PR so that is a plus. You will need to live in the San Juan area if you dont plan on having a car. You can search on clasificadosonline for apartments & jobs. You can get an efficiency apart for $250-400 per month if you dont mind it being small & maybe not in the nicest area. Finding a job will be hard since you probably dont have any job skills yet. But you might be able to find something for minimum wage. Research before you decide & Make sure you or your parents always have enough money for a plane ticket home just incase things dont work out. Good luck :) http://www.clasificadosonline.com/ http://www.metro.inter.edu/englishtrimester/index.htm
2 :
I will not lie to u Im considering moving myself to the us, bec things financially are not good and jobs are not either.think really good if u want it then do it but explore and then be broke wit no job not good




Wednesday, August 14, 2013

refurbishing car advice.?

refurbishing car advice.?
hey guys im not sure where to look anymore so ima just ask; i have a 2000 toyota celica gt (automatic) and this car was my highschool girlfriend so to say... this car has always been my dream car yes i know you probably think im retarded but this car was what got me to livin life so to speak. i left my home town San Juan, Puerto Rico at the age of 17 and joined the army. now about 3 years later i find myself going back home very soon and i finnaly want to accomplish the only thing that ive truley wanted to do since i saw the first commercials back when i was a snot nosed brat. i want to have a bad ass Celica. something that might actually give some of da haters back home something to truley hate.that said this is what im looking at as of today; this car has been sitting in the hot ass sun for years now so paint job is just stupidly nessasary and the engine got a little over the 100,000 mile death sentence for normal cars i got the little stuff down, my focus is on engine, trans, fuel, exaust systems, electrical... ect. Bassically i have no clue on where to start or what the hell im doing actually. i always find myself buying car mags for years now atually but im really just a poser cuz i really dont know what half of the discussions mean. all i know is that i love cars and i want to make mine something worth driving not that regretted piece of crap someone keeps hidden in the garage. i would also aprreciate some advice on how much id be looking at cost worthcuz honestly im not wealthy whatsoever and im saving up some money right now because i am currently deployed in afghanistan right now so this is my only real chance to realize this dream. i imajine there are a crap load of circumstances and details that ive left out and all i wrote was just some crazy sob story.but like i said i dont know where else to look and why not the professionals, mabey yall could at least point me toward someone that might help? keep up the excelent work. *ps: sorry about da spelling guys inglish isnt my first language.....
Maintenance & Repairs - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Trust in God.
2 :
if you can find a repair manual online that would be a start. then start with getting it started and running, replace the old gas first then old oil and plugs etc. maybe wires if too old looking and before changing the plugs spray out the carb? when its running THEN the plugs! 2. tires and brake checked and replaced IF needed. tires probably are too old now, ck for tiny hairline web like cracks...replace cause not safe for driving. next the inside last is the body and paint. I'm going to be doing the same on mine too so good luck to you! hope it helped some. No problema mi Imigo soy rudy en los angeles! peace


Wednesday, August 7, 2013

Open question to people of Nicaraguan descent ONLY: Are the gringos ruining Nicaragua?

Open question to people of Nicaraguan descent ONLY: Are the gringos ruining Nicaragua?
I am a 33-year-old man of Nicaraguan descent and I immigrated to the United States in 1950 exactly one year after my parents fled Nicaragua because of Daniel Ortega and the Sandinista Liberation Front's purge of former PLN members who were still in the country. I have led a happy, fruitful and profitable existence in the United States for my 29 plus years of residing in this great country, and I would have never thought to abandon my adopted home for any other place in the world. But now that there is a possibly undocumented Black president in charge of the United States, who is advocating a form of " socialism " akin very much to early forms of Leninism and could eeriely turn into a form of NATIONAL SOCIALISM ( ala a certain Austrian-born man turned German dictator named Adolf Hitler ), and considering the overwhelming anti-Latino sentiment that is enveloping the United States of America every day, I am sad to say I am looking for more " familiar " surroundings and would prefer to be among people who share I share a common historical, racial and cultural bond with, much like the shared bonds I THOUGHT I had with the Americans, but I see they no longer exist, and quite possibly NEVER HAVE. I have visited Nicaragua Eight times since 1992, the last time being 2008, and I have not only seen the population boom in Managua of Nicaraguans but I have also seen the wholesale colonization of Nicaragua's treasured cities, such as Granada ( where my Maternal grandmother was born ), I have heard of the American and European encroachment into San Juan del Sur, and just yesterday I saw an article on MSN about how the great city of LEON, NICARAGUA is one of the top 5 places in the world for a gringo to retire on his SS pension. Now, seeing as how many gringos have enough money to buy the colonial homes and other parcels of rich and wonderful land has to offer, I cannot truly blame Daniel Ortega and his cronies for pocketing gringo and European cash for such a thing but unfortunately this coming at a high cost for the average, piss-poor Nicaraguan peasant who cannot afford to even live in a house, but rather has to make do with a few wood planks and a literal pot to pee in. When Daniel Ortega and the Sandinistas came into power in 1979, it was only after 15 years of a guerrilla war waged against the admittingly corrupt Somoza regime by the Sandinistas, it's Cuban alliies, the total betrayal of Nicaragua's traditional allies like Costa Rica, Colombia, and Venezuela, and ultimately though the sheer rage, frustration and anger of Nicaraguan " descamisados " ( paying homage to the late great " Reina " de Argentina, Eva Peron ) CAN SUCH A THING HAPPEN AGAIN IN NICARAGUA OR IS NICARAGUA FATED TO FINALLY BECOME A VASSAL STATE OF THE UNITED STATES OF AMERICA, SOMETHING IT HAS RESISTED FOR OVER 2 CENTURIES IN ESSENCE BUT NOW THROUGH SHEER PART AND PARCEL, THROUGH ECONOMIC SERVITUDE AND ENSLAVEMENT ARE THE NICARAGUANS NOW FINALLY GOING TO BECOME TRUE SLAVES OF THE GRINGOS? Just a thought to ponder. I welcome all replies.
Other - Society & Culture - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
geez you seem kinda bitter
2 :
I don't really think it's just gringos ruining Nicaragua...just tourism in general. It kind of messes with any culture. Honestly I didn't read the entire thing and I'm not that familiar with Nicaraguan history.



Thursday, August 1, 2013

How do I become a vet tech?

How do I become a vet tech?
Hellooo guys :] So, I've been working at a pet hospital for about 8 months, and have gotten to do all kinds of vet tech stuff. I can't wait to make it my full time career, I've been wanting this since I was a little kid! I know you have to take courses from an AVMA certified college and then take the exam, but I'm not sure of some things, too. Here are some of my questions: I haven't gone to any college at all yet. I'm not planning on becoming a Veterinarian, just a vet tech. Still, should I try to take some science courses at my local community college before enrolling into a vet tech specific course? Do I still have to take college level math and english? There are 2 community colleges in my area with AVMA certified vet tech courses, and 1 more a little out of the way. A lot of the people I work with take credible online courses from AVMA certified sites, such as Penn Foster, and San Juan College. Right now, online college would be MUCH much easier, but I'm willing to wait a year until I can travel to an actual college if it's worth it. What are some pros and cons of both? Will it make a difference? I know veterinarians can become specialists. Is there such thing as Vet Tech Specialists? If there is, what is the wage difference between a vet tech and a vet tech specialist? (I'm not in it for the money, I'm just curious :D) Thanks!
Dogs - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Go take your school transcript and speak with one of the colleges the vet tech course has higher standards to get in so you may not qualify but it is good you are getting experience.They will also answer all the pay questions and explain about specializing yes vet techs do specialize and they do make more money but it is a low paying field IMHO. Vet techs also have to take yearly courses to keep current. Like I said e-mail the college and ask to make an appointment to speak with the chair of the animal health program or wait till the college has a open house, I bet most colleges fill there animal health programs so sign up early to get yourself a spot and be ready for a hard 2 year course.
2 :
The online classes work great. Since you work at the clinic already the vet can check your work and verify it. At least that's how it works where I am. Call them. Good luck!