Tuesday, July 1, 2014

My car needs a new engine and is almost paid off!?

My car needs a new engine and is almost paid off!?
I own a 2002 Hyundai Santa Fe that will be paid off in July this year. I bought the car new and never had trouble with it. The car started making a knocking noise upon ignition and I took the car in for repair. A dealership that I've been getting repair work done for the past 3 years made the diagnosis, so I trust their work. The car has 124000 miles on it and the engine will cost approximately $2500 to replace. The discovery has cost me $300 already. How would I get a cheaper 2nd opinion? I am unsure what to do at this point. The market is so good for automobile purchases with good financing available. I don't know if I should pay the money to repair the car or just get a new one. The mechanic said I could still drive it, I'd just be rolling the dice for the engine to fail though.
Maintenance & Repairs - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
get another car a 6 year old hundai is going to continue having problems
2 :
as you know time getting hard. so i just put a motor in an try to save a note
3 :
Any replacement vehicle will cost more than $2500. In this case I suggest researching the used market for a replacement engine as recycle yards can supply one. Quite common and they warranty the used engine as well. Or, put the money aside now and drive on.
4 :
If the engine actually bad that's a reasonable price but what is supposedly wrong with your engine.If you took it to a garage that always does you repair they kind of stuck it to you for a diagnoses, Get a second opinion.
5 :
Get a second opinion. Sounds like a timing/computer issue. If you really do need a new motor, you need a different vehicle. You've learned the Hyundai lesson, buy a used Toyota or Honda this time. Do not sink more money into that old car.


Saturday, June 28, 2014

I need help with some grammer?

I need help with some grammer?
62. My aunt, a professional photographer, has offered to take pictures at our family reunion. a. gerund c. appositive b. infinitive d. participle 63. Our state representative, recognized for his keen wit and strong opinions, is sponsoring a new bill in the legislature. a. appositive phrase c. gerund phrase b. participial phrase d. infinitive phrase 64. The rain and hail pounding on the tin roof frightened the young child, who covered his ears and ran to his mother. a. adjective phrase c. infinitive b. adverb phrase d. infinitive phrase 65. According to the critics, the young artist to keep an eye on is Josh Moore. a. appositive phrase c. gerund phrase b. participial phrase d. infinitive phrase 66. An avid sports fan, my sister recognized the basketball star sitting at the next table. a. appositive phrase c. gerund phrase b. participial phrase d. infinitive phrase 67. My goal is saving money for my own computer. a. appositive phrase c. gerund phrase b. participial phrase d. infinitive phrase 68. Yodeling may not sound difficult to do, but it requires more skill and practice than you might expect. a. gerund c. appositive b. infinitive d. participle 69. The candidates for class office will be making campaign speeches in the gym. a. adjective phrase c. infinitive b. adverb phrase d. infinitive phrase 70. Laughing, Eileen dared her friends to race to the top of the hill. a. gerund c. appositive b. infinitive d. participle 71. The debate team is traveling to Santa Fe to compete in a regional contest. a. adjective phrase c. infinitive b. prepositional phrase d. infinitive phrase Its actually not homework its extra stuff in my grammer book and im really stuck on these problems and i do not under stand them.just trying to get a head start
Homework Help - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
homework is given so your teacher can determine what you understand, or what you don't understand. how are you ever going to get an education if we give you the answers?


Saturday, June 14, 2014

Should I trade in? or sell privately?

Should I trade in? or sell privately?
I'm going to be getting some money due to a settlement. So I want a newer more reliable car. I am making payments on a 2004 hyundai santa fe My initial loan was 12,000 I've been paying on it for over a year. It is HORRIBLE on gas and I hear hyundai's don't last too long. So I want to invest in a Honda Civic. Preferably a 2006-2007 Honda Civic four door. I shopped around, it's looking to be about 11-12 grand. The trade in value of my car is 7,000 according to kelly blue book. So my question is, do I go to a dealership and trade my car in and just hope they pay off the rest of my loan that I currently have on my car? or do I sell it independently for the private party value (including my transferable two year warranty) -paying off my loan then using that amount (plus my settlement money) to buy and pay off a car at either a dealership or private seller... please, someone help me out here! thank you!
Buying & Selling - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
well if you trade your santa fe a dealership will probably take-off for every little defect with the vehicle and things like that but it up to you
2 :
talk to dealer and see what kind of deal you can get try to sell and see if you get any offers
3 :
You will get a lot more for it if you sell it to a private party. The only problem with that is that sometimes it takes time between selling your car and buying the new one - can you be a few days without a car? If no, you might have to trade it in. But sell it outright if at all possible! I'd NEVER trade a car in, personally. Try www.cars.com to sell - it's pretty affordable, and it gets a lot of hits, you are sure to sell your car there. I've purchased at least 2 cars there myself, and sold a couple, too.
4 :
I wouldn't trade it in. I would sell it but I don't trust the 2006/07 Honda Civic's too much. Too many reports of engine block problems. http://www.carcomplaints.com/Honda/Civic/2006/engine/ I have a 2001 Elantra with close to 170,000 miles on it and I still get around 34 MPG. The newer Elantra's saves even more gas. Just like with any car, if you take care of it it will last. There are other good gas savers in the same class as the Civic. I would shop around some more.



Saturday, June 7, 2014

how could i determine my grandfather's net worth?

how could i determine my grandfather's net worth?
my grandfather is a multimillionaire. he's in the oil business and has made many ridiculously wise investments (developed large lot of santa fe before its boom in the 80's). he's sort of an "old money" type (he's not ostentatious at all) and a reverse snob; he's very frugal, does NOT talk about money (and is very prudent about talking about anything he's associated with that would indicated wealth or snobbery, ie, he's acquainted with high-profile businessmen and politicians but avoids the subject), and generally everything that someone who's nouveau riche is not. This is why I don't know how much his estate is worth because he lives way below his means. his kids (and this grandchildren) don't even know how mcuh he makes (i think its because he doesnt want feel like they dont need to work). how do i figure out how much hes worth (hes not rich enough to be in forbes). somewhere between 1 million and 50 million (a stretch, but he IS in oil). also-he's 82 and still works (for fun).
Personal Finance - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Why would you need to know this? What difference does it make to you? If you're trying to calculate how much of it you'll end up with, be careful - you don't know who he might leave it to. It doesn't necessarily get split evenly among children or grandchildren - he could leave it all to charity if he wants to.
2 :
It is not your business to know. He obviously does not want you to.
3 :
You already know a lot about his finances, if he wanted you to know more, he would tell you. Don't start counting your inheritance, he could dissolve his holdings and sell off his property before he dies, or give it away, or donate it where he likes. It's more important to enjoy your time with him, and be a loving grandchild.
4 :
Leave the old dudes finances alone and enjoy some fun time with him while he is alive. Take him to see a penguin movie, or a pony ride. Ask him what he likes, ask him to tell you everything that he thinks matters. Learn from him and you will both be richer for it.
5 :
You can't determine his net worth without his complete cooperation. Sounds like you're not going to get it. Your grandfather sounds like a smart and wise man. Too bad his granddaughter is greedy and lazy.
6 :
You could ask him and if he thinks you have a need to know he will answer otherwise he will cut you out of his will as a money grubbing grandchild. Better to ask him how he made his money and learn all you can from him about working and investing before you lose the opportunity. Call him, talk with him, visit him and show a real interest in him and in his life.
7 :
1) Find his properties 2) Find his cars 3) Find his companies (Usually it's just one) 4) Find his portfolio It's going to cost you a lot of money to find all that information. It's not worth it. Just go to Harvard and make your own millions.


Sunday, June 1, 2014

What is your reaction to this story Illegal immigrants finding it hard to get work & may leave US?

What is your reaction to this story Illegal immigrants finding it hard to get work & may leave US?
For the first time since he arrived in the United States 27 years ago, Isidro Alvarado, a day laborer in Vista, says he's thinking about going home to Mexico. Alvarado said he is finding it increasingly hard to get work here. He's not alone. A recent study by the Pew Hispanic Center, a research organization, reported that Latino immigrants ---- legal and illegal ---- have been hit hard by the nation's struggling economy, and some are returning home. That's playing out locally. Officials with two North County day labor centers run by nonprofit agencies said they have seen a steady decline in the number of employers looking for workers. Work is one of the main reasons why illegal immigrants such as Alvarado come to this country. Alvarado said he resorted to standing at the corner of South Santa Fe and Escondido avenues in Vista three months ago, when he lost his job at a construction company. He gets odd jobs from homeowners and small contractors moving furniture, landscaping and painting, he said. "This year, it got ugly," Alvarado, 32, said. "Many people are out of work and don't even have money for presents. It doesn't even feel like Christmas." Over the last week, he said, he has worked only one day and is struggling to make ends meet. At about 10 a.m. Tuesday, no employer had stopped to offer work to the more than 50 men standing on the sidewalk, many of whom were illegal immigrants from Mexico and Central America. Gordon Hanson, an economist at UC San Diego who specializes in immigration issues, said the jury is still out as to whether immigrants are leaving the U.S. because of the economy. He said much of the data that is available was culled before the economic crisis deepened late this year. But there are early indications they are leaving, Hanson said. "This is an expensive place to live, and some of the hardest hit areas in the economy are construction, hospitality and retail," industries that rely heavily on immigrant labor, Hanson said. In North County, Interfaith Community Services officials said fewer and fewer employers have come to them looking for workers in recent years. For example, there were 248 employers in October 2005, 137 in October 2006, 78 in October 2007 and 82 in October 2008. Officials noted that October 2007 was an unusual month because of the wildfires, when the office was closed for a few days.http://www.nctimes.com/articles/2008/12/20/news/sandiego/z1d2703d8b7baaa4488257521006b3238.txt I ask WHO CARES???!!!! We have American Citizens who can't find a job, the LAST thing on our minds is the illegal's not having jobs. They shouldn't of had any in the first place! GO BACK TO WHERE YOU ARE FROM... MEXICO, CUBA, GUAM, CHINA, MARS, DOESN'T MATTER, JUST GO BACK! Do U agree ? Y/N/?
Immigration - 13 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Boo hoo. Poor Alverado. No one would buy him presents. It's a shame.
2 :
It makes me all warm and tingly inside. I'm happy they can't find work. Finally, a light at the end of the tunnel
3 :
I guess I'll have to open my own business so i can employee some of them
4 :
I say... GOOD! get the heck out an come here legally! ...or dont.
5 :
oh my god....does this mean my yard is not going to get mowed in 09?
6 :
GOOD RIDDENCE GET THE F#%& OUT!!!!!!!!!!! TAKE ALL OF YA!!!!!!!!!!
7 :
With illegals heading back home and prisoners wanting to stay in prison, sounds like it's getting really bad, like an economic Katrina.
8 :
Why do you fear others that don't agree with you? do you have a fear of being wrong?
9 :
We Mexicans sure got a lot of guts demanding stuff from the USA, but we are all cowards in Mexico. I want to take back Mexico, but no one will come south of the border with me and march and demand rights in our own country. We blame everything on America and Americans. I am ashamed of my own people, for not standing up to our own government. The White people made this a great country, made a wonderful bill of rights and constitution and we use it against them. No wonder they are all mad and spiteful of Mexicans. They told england and the Queen to ##### off and went there own way. We can do this too in Mexico. Come on brothers and sisters, its time for us to take back Mexico from the corrupt government. Come with me, stand up. We have a beautiful country, the land is better and richer than America, lets go back and get it what belongs to us already.
10 :
They can't leave fast enough for me.
11 :
Wait a minute..... Yep, I actually shed a tear... Well, maybe not... I only hope his personal vehicle is a greyhound bus and he wants to car pool with 40 others. Restrain Repatriate Repeat
12 :
In the case of Cuba WE CANNOT GO BACK. I thought everyone knew that If you had removed fidel from Cuba none of us would be here. Don't complain !
13 :
I think it's great.


Wednesday, May 28, 2014

False Advertising on Used Car... Law Advice?

False Advertising on Used Car... Law Advice?
I purchased a 2004 Santa Fe from a used car lot. When I bought it, I believed it was an LX trim, with a 3.5 liter engine... as per the online ad on their website and on auto trader. However, I found out after purchasing it that it is the GLS Trim model, with a 2.7 liter engine. On kelly blue book the difference in value between the vehicles is: the GLS model is worth roughly 10% less than the model I thought I was purchasing. Now, the bill of sale does not list a trim. Just the make and model. However, I have a print out of both adverts, both with a picture of the car I bought, stating the 'false' specs. Is this enough to prove false advertising? I would ask for my money back, but I spent $75 registering the vehicle and $275 buying tires for it. I would need to be reimbursed for those costs should he offer a return. Otherwise I want roughly 10% rebate on the price a paid for the vehicle. Is this an acceptable demand? What would you do?
Law & Ethics - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Take this question to your attorney. If you were induced to enter into a contract by a deceptive trade practice, you may be entitled to damages equalling three times your actual loss. Consult an attorney immediately. If you do not have an attorney, contact the local lawyer referral service or the one at your state's bar association website.
2 :
They would seem to be in breach of a warranty under the Uniform Commercial Code. If that's the case, your legal remedy would be more or less what you're asking for (i.e. the difference between the price of the LX Trim you contracted for and the GLS Trim you got). In order for this section to apply, you'd have to show that the description they gave you in the advertisement formed the basis of the contract. You might also need to show that you still had a reasonable belief that you were looking at an LX Trim when you inspected the vehicle. This would mean showing not only that you honestly believed it was an LX Trim, but also that a reasonably diligent inspection wouldn't have made the difference obvious. This is because you need to show that their description in the ad or affirmation that the car was a certain model formed part of the basis of the bargain. Obviously, a lot depends on the exact facts of your negotiations etc. You should definitely seek professional legal advice before you take any legal action.
3 :
It's simple. If the car was misrepresented then you have a very strong case and the dealer who sold it to you deserves everything they have coming to them!


Wednesday, May 14, 2014

Need advice on what to do?

Need advice on what to do?
I have a 03 Hyundai Santa Fe. Basic model. The situation is such that it needs A LOT of repairs since I was basically stupid and never bothered to take my vehicle in for regular check-ups and servicing. I now sit at almost 99,000 miles on it. Among the many things the main ones from what I understand are a new serpantine belt, new battery, brakes maybe transmission and catalytic converter. I had taken my vehicle to the dealership where I bought it and was quoted around $5000.00 for everything that needed to be done. Obviously I walked out and did not do anything. Now for the maybe 4th or 5th time in the past three years my car has just died while driving on the road. I borrowed jumpers and attempted to jump to make it back home but no luck. Which sort of tells me that it could very well be the converter issue again. So the advice or wisdom I need from anyone who can help is that tomorrow I can pay $1500 to have the mechanic I know just work on the s belt and cat converter issues. Does this seem like a fair reasonable price to you? I tried to look at parts online and I can get them but am not sure if I would be getting the right parts. Is this something I can find in my manual perhaps? Would the mech be willing to tell me what exact parts I need and I can get them from a store. Which route should I take? I would appreciate all knowledge on this matter. It would be of good help to me because I am debating if putting any money into this vehicle now at this stage is worth it. Thank you. There is no explanation for why I never got it properly serviced like I was supposed to. In all respects everything that is happening now is something I deserve to go through since I never really took care of it. I can give a multitude of reasons but in the end they would be all bull sh* Just need solid advice on what I should do.
Maintenance & Repairs - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
why didnt you take car of your car?as a mechanic just want to know why..
2 :
take it to an after market exhaust shop and get the converter changed should be no more than 200 with labor then get alt checked to se if it is charging the battery go to advance auto and maybe with a little luck they will replace the belt for you the belt should be around 38.00 the reason i told you to have the alternator checked is it may not be the battery but the alt. not charging you should be able to fix most of your problems for a lot less than 1500.00 but don't pay that much just for a converter and a belt you are getting ripped off!!